Lighthouse Financial Services Ltd

Because 'getting it wrong' can be so costly! 

Buying a house for most people is the biggest purchase and investment they will ever make. Having a mortgage is also likely to be their biggest liability. Therefore 'getting it wrong' can be very costly! The internet, newspapers and various financial publications provide lots of valuable information.

However, does this information relate to you, your personal circumstances and requirements? It is not necessary to hold professional qualifications to provide this information  or to arrange a mortgage.  With so many different types of mortgage products and lenders can you afford to 'get it wrong'? 

Getting the right advice means speaking to the right people!

 As 'Independent Mortgage Advisers' we hold the appropriate professional qualifications to give you the advice most suitable for your needs. We maintain these qualifications and knowledge through a continuous professional development programme.

As a member of Sesame, the largest network of Independent Financial and Mortgage Advisers in the UK we have a robust compliance system in place to ensure that we meet our regulatory obligations.

We adhere to strict FSA (Financial Services Authority) guidelines in the way we provide advice which is most suited to your personal requirements, affordability and your risk profile.       

We are also members of the Chartered Insurance Institute and the Society of Mortgage Professionals and follow their code of ethics. 

 It's not just about the cheapest rate! 

Giving professional advice and a recommendation means we look further than just providing the cheapest rate. All of your personal and financial circumstances need to be taken into consideration to ascertain what type of mortgage would best suit your needs. Whether it's a:

• Fixed rate
• Tracker rate
• Capped
• Flexible

....or another type of mortgage that may be available at that time. Many people think an Independent Mortgage Adviser is only for the wealthy, but this is not the case. Our services are open to everyone. 

We have a wealth of experience and support behind us. We concentrate on the suitability, risk and strength of new and existing financial products and providers to ensure you are getting the right advice.  

We hold professional indemnity insurance and are registered under the Consumer Credit Act, the Data Protection Act and hold the appropriate licenses.