Lighthouse Financial Services Ltd
Independent Mortgage Advisers
Get the right advice!
As independent mortgage advisors we are able to provide personal advice on all your mortgage needs. Whether you are:
- A first time buyer
- Moving home
- Remortgaging to obtain a better rate
- Raising capital
- Buying to Let
Free initial consultation - No arrangement fees!
With so many mortgage products from so many lenders it is important to get the right advice. We will provide you with the professional advice you need and will make a personal recommendation based on your individual circumstances and requirements.
All initial consultations are free of charge although we may charge a nominal fee of £295 for our advice and recommendations if you instruct us to proceed. If we arrange your mortgage for you there will be no additional fee although we may receive a commission from the lender.
Alternatively, if you prefer, we can arrange your mortgage for you on a 'fee only' basis, the precise amount will depend on the circumstances. However, this will typically be 0.5% of the mortgage amount and any lender commission will be rebated back to you.
Your property may be repossessed if you do not keep up repayments on your mortgage
We also provide impartial advice on protection and insurance including;
Life Assurance
Critical or Serious Illness cover
Income & Mortgage Payment Protection
Home Insurance
